The terms for using this site and its products.
The XBR Business Builder and XBR Press are publishing imprints operated by XphereMart, LLC. By using this site or buying a product, you agree to these terms.
Our products are digital educational resources for business planning. You receive a personal, non-transferable license to use them for your own business. You may not resell or redistribute them.
The materials are educational only and do not constitute legal, tax, accounting, or financial advice. For decisions specific to your situation, consult a qualified professional.
Products are sold through our sales channels, which may include third-party platforms and direct checkout on this site. Prices are in US dollars. Sales of digital products are final; see our refund policy.
Reach us at the mailing address and email in the notice below.